Kals new kalignite hypervisor solution, in partnership with red hat, is a gamechanging solution that allows banks to break free from enforced, costly and disruptive atm. Ceska sporitelnas atm software innovation product owner, jakub otahal, explains that the end of support for windows 7, and the accompanying expense and complexity of upgrading atm hardware and software to windows 10, prompted the decision to install kalignite hypervisor in a pilot production environment. Kals multivendor atm software enables banks to take control of their atm networks to reduce costs, increase functionality and improve competitiveness. Rtms support customer personalisation, onetoone marketing and advertisements.
Kal supplies its software to major global banks including china construction bank, citibank and unicredit. Features rtm retail teller machine kal atm software. Software engineer at hps free time full stack developer freelancer, analyst, designer strong capacity of self learning, having knowledge about payment systems, passionate about problem solving, risk taker, endowed with a cando mindset. New variant of ploutus atm malware observed in the wild in. All kal products are multivendor, windowscompliant and conform to the industry xfs standard. In a world first, kal atm software and ceska sporitelna have rolled out the first atm running windows 10 on a linux hypervisor.
Unified, easytouse solutions afford banks the power to flexibly control their atm network anywhere. Kalignite ce, based on microsofts ce operating system, offers solid graphics and numerous features for atm machines, kiosks, and other selfservice machines, kal said in a news release. Kal has extensive experience in designing best of breed atm systems. An automated teller machine atm is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, or account information inquiries, at any time and without the need for direct interaction with bank staff. Kals new kalignite hypervisor solution, in partnership with red hat, is a gamechanging solution that allows banks to break free from enforced, costly and disruptive atm hardware upgrades. The k3a atm application includes all of the atm functionality required by the most advanced banks, including a full set of atm transactions. Kal launches kalignite hypervisor a gamechanger for atm. Kalignite hypervisor solves the longstanding problem of enforced atm hardware upgrades when windows support ends for older versions. Marketleading atm software company kal is launching kalignite hypervisor, a gamechanging new product for the retail banking industry that solves the longstanding, billiondollar problem of enforced atm hardware upgrades. This shows that the attackers likely have access to the targeted atm software. Services include balance inquiry, bill payment, account transfer, mobile topup and more. Atm with linux hypervisor kalignite atm software kalignite terminal controller screen card reader cash dispenser pinpad, etc.
The kalignite software suite integrates with and controls atm networks that vary widely. It supports an extensive range of hardware capabilities. Feb 10, 2020 multivendor atm software market recent innovations and major events. Website, kal is a company specialising in atm software for bank atms, self service kiosks, and bank.
The kalignite software platform supports all of the latest atm and selfservice security technologies including smartcards, finger vein recognition fvr technology and many others. Standard atm software support ncr advance ndc, wincor procash, scs tellme, kalignite ndc etc. Jan 15, 2020 kal and ceska sporitelna achieve world first with kalignite hypervisor atm in production business wire edinburgh, scotland january 15, 2020 in a world first, kal atm software and ceska. Transparent to service engineers and cash replenishment can be connected to an atm monitoring system. Atm malware retooled to strike more machines bankinfosecurity. Sep, 2019 kalignite hypervisor uses red hat virtualization to decouple the atm pc core from the atm operating system.
Kalignite terminal controller, or ktc, enables the remote management of atm, financial selfservice and kiosk systems of all types, providing a secure, direct connection between the terminals and ktc information flows between kal atm software and ktc in real time, providing a complete, detailed and accurate view of exactly what is happening at all times. A cashless atm that gives you cash but are a tenth of the cost to run so banks can have them everywhere. Realtime monitoring using kal ktc software gives full system details, remote software updates and a complete set of status and management reports. Ploutusd, a new variant of ploutus atm malware spotted in. Kalignite terminal controller, or ktc, enables the remote management of atm, financial selfservice and kiosk systems of all types, providing a secure, direct connection between the terminals and ktc. Sep 12, 2019 kalignite hypervisor uses red hat virtualization to decouple the atm pc core from the atm operating system. Kalignite hypervisor uses red hat virtualization to decouple the atm pc core from the atm operating system. Marketleading atm software company kal is launching kalignite hypervisor, a gamechanging new product for the retail banking industry that solves the. This means that the attackers likely have access to the targeted atm software, either through buying them from authorized resellers, or by stealing the atms from banks. Kalignite ce is the next generation of kals kalignite software line and has the same general software architecture. D can send a query via kalignite to other parts of an atm, instructing it to open its dispenser or report how much money remains in its cassettes.
Supporting windows 10 and future operating systems breaking free from atm hardware upgrades with kalignite hypervisor. Kal and ceska sporitelna achieve world first with kalignite. Kal is the worlds number two supplier of true multivendor atm software. Kalignite platform delivers a rich application development and runtime environment for atms, kiosks and branch delivery channels, supporting hundreds of atm models from 40 manufacturers, plus more than 250 offtheshelf hardware devices. Delivering transactions in the digital age using atm software to drive innovation, speed up atm transactions, and improve atm availability. This means software drivers that are unsupported under new windows operating system. Rachid kabbab smart atm software engineer hps linkedin. Operating at one tenth of the cost of bank atms, the rtm provides all atm transactions including cashout and cashin but has no cash inside the machine. Its renowned kalignite software suite empowers banks to gain total control of. Aravinda korala, kal software speaks about revolutionizing atms with kalignite. Our product suite of applications, management servers and platforms enables atm hardware, software and. The samples we identified target the atm vendor diebold. The product uses osvirtualization technology to decouple the atm pccore from the atm s windows operating system. Jan 15, 2020 i n a world first, kal atm software and ceska sporitelna have rolled out the first atm running windows 10 on a linux hypervisor kals new kalignite hypervisor solution, in partnership with.
K3a includes a full set of prebuilt atm transactions as well as features such as personalization, onetoone marketing, cash recycling, and image capture for check deposits. The kalignite software suite comprised of kalignite k3a, ndc and ktc combined together forms the complex hard to penetrate software system which powers all the atms running on the kalignite. Kals new kalignite hypervisor solution, in partnership with red hat, is a gamechanging solution that allows banks to break free from enforced, costly and disruptive atm hardware. Kalignite advanced atm application k3a is kals multiprotocol, multivendor atm application. Kala s kalignite helps banks reduce network operating costs, deploy new technology faster, and purchase bestofbreed atm system components. Its multivendor kalignite software suite enables atm hardware, software and services sourced from multiple vendors to work together perfectly so banks regain control of their atm networks, reducing costs, increasing functionality and improving customer service. Sep 12, 2019 marketleading atm software company kal is launching kalignite hypervisor, a gamechanging new product for the retail banking industry that solves the longstanding, billiondollar problem of. Kal makes atms futureproof with nexo standards protocols. Kals new kalignite hypervisor solution, in partnership with red hat, is a gamechanging solution that allows banks to break free from enforced, costly. Kal is a global software company operating at the forefront of the atm industry. Rtms run kal atm software so it is easy for banks to securely deliver retail banking services direct to consumers. Kal also has office locations elsewhere in the uk, plus in the us, europe, india, china, japan, malaysia and australia.
Chetus banking software developers are at the forefront of the industry, configuring and customizing existing atm software, as well as providing endtoend atm software development services for national and international financial institutions. Kal ships latest generation of kalignite kiosk marketplace. A new variant of the ploutus atm automated teller machine malware was recently observed, capable of interacting with kals kalignite multivendor atm platform, fireeye security researchers warn. Products, kalignite software platform, k3akalignite advanced atm application, kalignite ndc application, ktc kalignite terminal controller, rtm. But the system is also designed to function on selfservice systems that run on limited operating resources, such as lowend central processing units.
Kal remains the expert atm partner providing primary support, with back end support and engineering collaboration from red hat. Kalignite terminal controller or ktc kal atm software atm. Kalignite atm software suite kal delivers the worlds best multivendor software for atms. Kal are the leading provider of multivendor atm software and atm security solutions for banks worldwide.
Kal delivers the worlds best multivendor software for atms. They can either buy physical atms from authorized resellers, which come preloaded with vendor software, or they could just steal the atms directly from the banks facility. Kal atm applications k3a and kalignite ndc kalignite platform. The hypervisor runs on the pc core, windows 10 runs as a guest operating system on top of the. The kalignite software suite integrates with and controls atm networks that vary widely in complexity, size and location from banks with just a small number of atms to huge banks with thousands of atms operating globally. First atm jackpotting attacks hit us bankinfosecurity. However, minimal code change to ploutusd would greatly expand its atm vendor targets since kalignite platform runs on 40 different atm vendors in 80 countries. Overviewrprotect against atm upgrade disruptions and costs with os virtualization 2 1 no more atm hardware upgrades. Universal multivendor solution against atm black boxmalware.
All you need is a power socket and a connection to your atm network and you are ready to go. This means software drivers that are unsupported under new windows operating system versions can now be supported by the hypervisors software drivers instead. Sep 12, 2019 business wire marketleading atm software company kal is launching kalignite hypervisor, a gamechanging new product for the retail banking industry that solves the longstanding, billiondollar problem of enforced atm hardware upgrades. After installation, ploutusd checks for the kaligniteapp mutex and starts running if it does not exist in the system. Kal delivers the worlds best a multivendora software for atms. Kals kalignite helps banks reduce network operating costs, deploy new technology faster, and purchase bestofbreed atm system components. Information flows between kal atm software and ktc in real time, providing a complete, detailed. Kalignite terminal controller or ktc kal atm software. An automated teller machine atm is an electronic telecommunications device that enables customers of financial institutions to perform financial transactions, such as cash withdrawals, deposits, funds transfers, or account information inquiries, at any time and without the. Protect against atm upgrade disruptions and costs with os. New ploutus atm malware variant at large securityweek.
Multivendor atm software market precise outlook 2019 ncr. The product uses osvirtualization technology to decouple the atm pccore from the atms windows operating system. A subsystem that extends the kalignite software platform learn more. Ktc kalignite terminal controller securely manages atm, financial selfservice and kiosk systems of all types, providing a direct connection between each of the terminals and the ktc server. This means software drivers that are unsupported under new. Atm management solution that provides a comprehensive range of system. Information flows in real time so the banks have a complete and accurate. Its multivendor kalignite software suite enables atm hardware, software and services sourced from multiple vendors to work together perfectly so banks regain control of their atm kal is a worldleading atm software company that specializes in solutions for bank atms, selfservice kiosks and bank branch networks.
Kalignite hypervisor kalignite hypervisor solves the longstanding problem of enforced atm hardware upgrades when windows support ends for older versions. Kal atm software exclusive seminar invite tickets, tue. Once deployed to an atm, ploutusd makes it possible for a money mule to obtain thousands of dollars. The experts observed the ploutusd in attacks against atm of the vendor diebold, but the most worrisome aspect of the story is that minor changes to the malware code could allow ploutusd to target a wide range of atm vendors in 80 countries. Detailed study of business strategies for growth of the multivendor atm software market leading players. Kal is launching kalignite hypervisor, a gamechanging new product for the retail banking. Offer so much more than cash transactions by tapping into the true potential of the automated teller machine with a solution which is unrivalled globally, bankworld atm suite.
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